Another woman came to us quietly struggling with debt. Due to financial control during the abuse, she had never managed money independently. Even after separation, she remained fearful and unsure how to ask for help.
Her Universal Credit payments were being absorbed immediately by bills and debt repayments. She felt trapped in a cycle where she would never reduce her debt and never see financial stability.
We supported her to:
- Work through her income and outgoings.
- Create a realistic monthly budget.
- Understand priority and non-priority debts.
- Identify areas for financial stabilisation.
- Access digital tools to monitor spending.
We then referred her to StepChange Debt Charity for specialist debt restructuring support, ensuring she understood the process and felt confident engaging with them.
By addressing both practical budgeting skills and emotional barriers around money, she began to feel more in control and less fearful.
This intervention reduced financial anxiety and gave her a pathway toward long-term stability.
